请教L/C信用证问题，麻烦帮忙解释下一下的条款，满意加分，谢谢帮忙

Question

文件要求：
1.BENIFICIARY SIGNED INVOICE IN ONE ORIGINAL+3 COPIES QUOTING ITEMS FREELY IMPORTABLE AS PER IEP/2009-2014 CERTIFYING GOODS TO BE OF CHINA ORIGIN AND ONE ORIGINAL INVOICE TO BE CERTIFIED BY CHAMBER OF COMMERCE (INVOICE ALSO CERTIFY THAT THE GOODS ARE AS PER PROFORMA INVOICE NUMBER LA121116 DTD: 16.11.2012, FOB SHENZHEN, CHINA.

2.FULL SET OF CLEAN ON BOARD MARINE BILLS OF LADING MADE “TO THE ORDER OF PUNJAB & SIND BANK, IBD BRANCH, 6 SCINDIA HOUSE, NEW DELHI”, MARKED FREIGHT PAYABLE AT DESTINATION AND NOTIFY PARTY “APPLICANT”& EVIDENCING SHIPMENT OF MERCHANDISE STATED ABOVE AND INDICATION OF LC NUMBER, DATE, CONTAINER NUMBER, SEAL NUMBER, NET WEIGHT, GROSS WEIGHT, NAME AND ADDRESS, TELEPHONE NUMBER, FAX NUMBER OF THE CARRIERS VESSELS AGENT IN CHENNAI INDIA.

3.PACKING LIST ONE ORIGINAL+3 COPIES SHOWING GROSS WEIGHT & NET WEIGHT.

4.ONE ORIGINAL+TWO COPIES OF CERTIFICATE OF ORIGIN, ORIGINAL TO BE CERTIFIED FROM CHAMBER OF COMMERCE OR ANY OTHER GOVERNMENT STATUTORY AUTHOURITY CERTIFYING THE GOODS ARE OF CHINA ORIGIN.

5.ONE PHOTOCOPY OF INSPECTION CERTIFICATE IS REQUIRED FROM APPLICANT OR THEIR AGENT FOR COMPLIANCE OF PRODUCT QUALITY. THIS CERTIFICATE IS TO BE SUMMITTED TO THE BANK ALONGWITH OTHER SHIPPING DOCUMENTS.

6.SHIPPING COMPANY’S OR THEIR AGENT’S CERTIFICATE STATING THAT THE CARRYING VESSEL IS CLASSIFIED AS PER INSTITUTE CLASSIFICATIONS CLAUSE.

附加要求：
1.ALL DOCUMENTS TO BEAR L/C NUMBER, DATE, DOCUMENT BEARING DATE PRIOR TO THE L/C DATE ARE NOT ACCEPTABLE.
2.ALL DOCUMENTS MUST BE SIGNED. DATED AND IN ENGLISH LANGUAGE.
BENEFICIAY CERTIFICATE THAT DETAILS OF SHIPMENT HAS BEEN SENT TO THE APPLICANT BY FAX/MAIL WITHIN FIVE DAYS FROM THE DATE OF SHIPMENT.
3.DISCREPANCY IF ANY, CHARGES/FEE SHALL BE DEDUCTED FROM THE PROCEEDS
4.INSURANCE COVERED BY THE APPLICANT VIDE COVER NOTE NUMBER
271400/21/2013/158 DTD. 01.07.2012 OF ORIENTAL INSURANCE CO. LTD.

Answer 1

1. 受益人签字的发票，一份正本加三份副本，发票上要载明IEP/2009-2014证明的原产于中国的商品是可进口的，并且，一份正本发票应由国际商会提供（发票还应证明货物是2012年11月16日开具的发票[发票号：LA121116]下载明的货物，中国深圳，离岸价）
2. 全套正本已装船海运提单，凭PUNJAB & SIND银行 IBD分行指示（地址：6·····），运费在目的地到付，通知方为开证申请人，提单应载明所装运的货物和信用证号码、信用证开证日期、集装箱号、封志号、净重、毛重，以及载货船舶在印度CHENNAI当地代理的名称和地址、电话号码和传真号码。
3. 装箱单/包装单证，一份正本和三份副本，显示毛重和净重。
4. 原产地证明，一份正本和两份副本，正本应由国际商会或其他政府合法当局签发以证明货物是原产于中国。
5.检验证书，一份扫描件，由开证申请人或其代理提供，以证明产品质量符合规定。这一证书应和其他运输单证一起提交给银行。[你这里的SUMMITTED应该是SUBMITTED吧？]
6.船公司或其代理出具的证书，证明载货船舶已根据协会船级条款定级。

附加要求：
1.所有单证应显示信用证号码和开证日期。任何早于信用证开证日期签发的单证将不被接受。
2.所有单证均须被签署，载明日期并用英文制作。受益人提供在装船日后五日内将装运货物的详细描述已通过传真/快递方式发送给开证申请人的证明。
3.不符点（如果有）的操作费用将直接在受益款中扣除。
4.由开证申请人投保的保险，参见保单号码：271400/21/2013/158 2012年7月1日，东方保险有限公司。

有问题你追问吧，我是看那面那位老兄，好多英文放回去了，就给你翻译一下。

Answer 2

就是常规的一些东西，你能说具体什么不懂吗。

1.BENIFICIARY SIGNED INVOICE IN ONE ORIGINAL+3 COPIES QUOTING ITEMS FREELY IMPORTABLE AS PER IEP/2009-2014 CERTIFYING GOODS TO BE OF CHINA ORIGIN AND ONE ORIGINAL INVOICE TO BE CERTIFIED BY CHAMBER OF COMMERCE (INVOICE ALSO CERTIFY THAT THE GOODS ARE AS PER PROFORMA INVOICE NUMBER LA121116 DTD: 16.11.2012, FOB SHENZHEN, CHINA.
受益人签发的一式四份的发票，一正三副，要体现上一句： FREELY IMPORTABLE AS PER IEP/2009-2014 CERTIFYING GOODS TO BE OF CHINA ORIGIN ，正本发票要有商会证明，同时发票要体现和形式发票的INVOICE NUMBER LA121116 DTD: 16.11.2012，还有FOB SHENZHEN, CHINA

2.FULL SET OF CLEAN ON BOARD MARINE BILLS OF LADING MADE “TO THE ORDER OF PUNJAB & SIND BANK, IBD BRANCH, 6 SCINDIA HOUSE, NEW DELHI”, MARKED FREIGHT PAYABLE AT DESTINATION AND NOTIFY PARTY “APPLICANT”& EVIDENCING SHIPMENT OF MERCHANDISE STATED ABOVE AND INDICATION OF LC NUMBER, DATE, CONTAINER NUMBER, SEAL NUMBER, NET WEIGHT, GROSS WEIGHT, NAME AND ADDRESS, TELEPHONE NUMBER, FAX NUMBER OF THE CARRIERS VESSELS AGENT IN CHENNAI INDIA.

清洁提单，收货人：TO THE ORDER OF PUNJAB & SIND BANK, IBD BRANCH, 6 SCINDIA HOUSE, NEW DELHI，显示：FREIGHT PAYABLE AT DESTINATION ，通知方为 开证人，同时提单内容要显示你们信用证上面关于货物的要求，体现那些货物都装在上面了，同时体现信用证号一类的LC NUMBER, DATE, CONTAINER NUMBER, SEAL NUMBER, NET WEIGHT, GROSS WEIGHT，特别注意的是要体现你找的船公司在金奈的联系方式

3.PACKING LIST ONE ORIGINAL+3 COPIES SHOWING GROSS WEIGHT & NET WEIGHT.
体现毛重，净重的箱单，一正三副

4.ONE ORIGINAL+TWO COPIES OF CERTIFICATE OF ORIGIN, ORIGINAL TO BE CERTIFIED FROM CHAMBER OF COMMERCE OR ANY OTHER GOVERNMENT STATUTORY AUTHOURITY CERTIFYING THE GOODS ARE OF CHINA ORIGIN.
产地证，一正两副，商会或是其他有资格的机构

5.ONE PHOTOCOPY OF INSPECTION CERTIFICATE IS REQUIRED FROM APPLICANT OR THEIR AGENT FOR COMPLIANCE OF PRODUCT QUALITY. THIS CERTIFICATE IS TO BE SUMMITTED TO THE BANK ALONGWITH OTHER SHIPPING DOCUMENTS.
检验证书的照片附件，要开证人或是他们的机构开具，表明货物合格。要和其他单据一并提交
6.SHIPPING COMPANY’S OR THEIR AGENT’S CERTIFICATE STATING THAT THE CARRYING VESSEL IS CLASSIFIED AS PER INSTITUTE CLASSIFICATIONS CLAUSE.
船公司或是他们机构开具船级证明，应该需要和货代去要就行，我没接触过

附加要求：
1.ALL DOCUMENTS TO BEAR L/C NUMBER, DATE, DOCUMENT BEARING DATE PRIOR TO THE L/C DATE ARE NOT ACCEPTABLE.
所有单据体现 L/C NUMBER, 体现日期，，信用证日期前的所有单据不接收
2.ALL DOCUMENTS MUST BE SIGNED. DATED AND IN ENGLISH LANGUAGE.
BENEFICIAY CERTIFICATE THAT DETAILS OF SHIPMENT HAS BEEN SENT TO THE APPLICANT BY FAX/MAIL WITHIN FIVE DAYS FROM THE DATE OF SHIPMENT.
单据要用英语出具，受益人证明所有相关细节都在船期五天内通知给开证人（出个证明就行，前提是你确实通知了，就是让你提前和他们沟通）
3.DISCREPANCY IF ANY, CHARGES/FEE SHALL BE DEDUCTED FROM THE PROCEEDS
不符点要扣费，说是受益里面扣，但是一般这样说的少
4.INSURANCE COVERED BY THE APPLICANT VIDE COVER NOTE NUMBER
271400/21/2013/158 DTD. 01.07.2012 OF ORIENTAL INSURANCE CO. LTD.
次大陆一般自己预投保险，我没操作过，应该是单据体现就行。可以问问客户

Answer 3

这都是些常规的信用证条款，你全发上来，你自己还做什么呢？